FIXING YOUR CREDIT IS OUR GOAL
Below are the items we work our hardest to remove, correct, or update:
– Student loans
– Late payments
– Medical bills
– Child support
Frequently Asked Questions:
How long will it take to raise my score?
In the first 35 days of our services, 93% of our clients see an increase in their credit score by points or more. On average, over the full 18-day term of the contract, the credit score increases by 80 points. See full statistical breakdown.
Why are your results different?
The credit score battle involves two sides. Sometimes, creditors and credit bureaus have done everything correctly, leaving us with no case against them. However, on average, clients can remove 70% of negative items from their credit report.
Will the removed items come back?
Once an item is removed, it will not come back as long as it is current or paid at the time of removal, or if the collection is older than three years. However, rare circumstances may override this rule.
What items can you help me remove and improve?
With our assistance and document processing, our clients have achieved great success in removing and improving the following items:
Bankruptcies, Foreclosures, Collections, Charge-offs, Repossessions, Medical bills, Credit card debt, Inquiries, Late payments, Old addresses, Judgments, Tax liens, Student loans.
In addition to starting the credit dispute process with us, what can I do to help raise my credit score?
- Pay all of your bills on time, including utility bills, mortgage and auto payments, and all revolving lines of credit such as credit cards.
- Check your credit report at least once a year. If you find any inaccuracies, you can learn how to challenge them on your credit report.
- Avoid charging more than 30% of the available balance on any of your credit cards. Banks prefer to see a good record of on-time payments and several credit cards with balances below their limits.
- Use your credit cards wisely. If you’re concerned about mishandling credit, a good approach is to only use your credit cards for utility bills each month and pay the balance in full by the due date.